An important update for those dreaming of a job in the banking sector. Today, 5 January 2026 is the last day for recruitment to the post of Credit Officer by Bank of India. Through this recruitment the bank is going to fill total 514 vacancies. If you have not applied yet, then it is important to fill the form today.
Bank of India Credit Officer Recruitment Overview
This recruitment is open to candidates who have previously worked in the banking or finance sector. The bank wants to strengthen departments like credit and risk management. For this reason, this recruitment has been kept especially for experienced people.
The online application process started on 20 December 2025 and is closing today.
Total Vacancies and Post Details
This recruitment has a total of 514 posts, divided into different management levels.
MMGS II level has the maximum number of posts, where 418 vacancies have been released.
60 posts have been kept for MMGS III level.
There are 36 posts available for SMGS IV level.
As per government rules, SC, ST, OBC, EWS and PwBD candidates will also get the benefit of reservation.
What educational qualifications are required?
To apply, a candidate must have graduated from a recognized university. If you have professional qualifications like CA, CFA, ICWA or MBA in Banking and Finance, you may be given preference. These degrees can give you a slight edge in selection.
Age Limit and Experience Details
- Age calculation will be based on November 1, 2025.
- For MMGS II, the age limit must be between 25 and 35 years.
- For MMGS III, the age should be between 28 to 38 years.
- The age limit for SMGS IV has been kept between 30 to 40 years.
Reserved category candidates will get age relaxation as per government rules.
Talking about experience, for MMGS II, minimum 3 years of officer level experience is required, out of which 2 years must be in the credit field. For higher posts, experience of 5 to 8 years is required.
How to Complete the Application Process
Candidates can apply online by visiting the official website bankofindia.bank.in of Bank of India. While filling the form, it is necessary to provide correct information about basic details, education and experience. Fee payment will also have to be done through online mode only.
Since today is the last date, it would be better not to delay and complete the application quickly.
How will the selection process be?
The selection process will take place in two stages. First an online test will be taken, which will cover subjects like professional knowledge, reasoning and quantitative aptitude. After the online exam, shortlisted candidates will be called for interview.
Final selection will be based on the performance in the exam and interview.
A good opportunity for those seeking a bank job.
This recruitment is a great opportunity for those who want growth in the banking sector and already have some experience. Working with a big public sector bank like Bank of India can make the career stable and strong.
If you fulfill the eligibility criteria, then take advantage of this opportunity by applying today.